Finding a new place to rent—whether it’s a cozy studio in Makati, a family home in Cebu, or a beachside unit in La Union—can be exciting. But before you sign that lease and hand over your hard-earned money, you must be on the lookout for rental red flags that could cost you time, money, and peace of mind.

In the Philippines, where rental laws and landlord-tenant relationships can vary widely, understanding these warning signs is essential. This guide will walk you through the most common rental red flags and how to protect yourself—especially if you’re a first-time renter or planning to relocate.

1. The Lease Agreement is Vague or Nonexistent

A written lease protects both you and the landlord. If the landlord insists on a verbal agreement or provides an incomplete written contract, that’s a major red flag.

Why it’s risky:

• No clear proof of terms in case of disputes.

• The landlord could change rental terms anytime.

What to do:

• Insist on a written lease that includes rent amount, payment schedule, security deposit terms, and maintenance responsibilities.

• Read it carefully before signing—don’t rush.

2. Unclear or Unreasonable Security Deposit Terms

In the Philippines, landlords often ask for 1–2 months’ advance and 1–2 months’ security deposit. But if they demand more than this without good reason, or if they can’t clearly explain the deposit refund process, be cautious.

Why it’s risky:

• Excessive upfront payments could indicate cash flow issues on the landlord’s part.

• Without clear refund conditions, you might struggle to get your money back.

What to do:

• Ask for the exact amount and specific conditions for getting the deposit back.

• Get it in writing.

3. No Official Receipts or Payment Proof

If the landlord can’t or won’t give receipts for rent and deposits, it’s a sign of trouble.

Why it’s risky:

• No proof of payment makes it easy for disputes to arise.

• It could mean the landlord isn’t declaring rental income—creating legal risks.

What to do:

• Always pay through traceable methods like bank transfer, GCash, or checks.

• Request receipts every time.

4. Rental Price Too Good to Be True

If the rent is much lower than other properties in the area, be wary. Bargains exist, but some low rents hide serious issues like poor maintenance, legal disputes, or unsafe conditions.

What to do:

• Research average rental rates in the neighborhood.

• Ask why the rent is lower and verify the landlord’s explanation.

5. Poor Maintenance or Safety Concerns

Before moving in, inspect the property thoroughly. Look for signs of neglect—peeling paint, broken windows, mold, faulty electrical wiring, or leaky pipes.

Why it’s risky:

• Poor maintenance can lead to higher utility bills, health risks, or costly repairs.

• Safety hazards can endanger your family.

What to do:

• Visit the property during the day and evening.

• Test utilities, check for pests, and ask when repairs were last made.

6. Landlord Avoids Putting Promises in Writing

Some landlords will verbally promise to fix something or make upgrades “soon” but refuse to include it in the lease.

Why it’s risky:

• Without a written record, you have no leverage.

• Repairs might never happen.

What to do:

• Add all promises to the lease before signing.

• If the landlord resists, reconsider renting.

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7. Frequent Complaints from Current or Former Tenants

Ask around. Neighbors or former tenants can give honest feedback about the landlord, property management, or building rules.

Possible red flags include:

• Unreturned deposits.

• Sudden rent increases.

• Poor communication.

What to do:

• Politely ask existing tenants about their experience.

• Search for reviews online if the property is listed on rental websites.

8. Unclear Rules on Rent Increases

In the Philippines, landlords can increase rent after the lease term, but frequent or unreasonable hikes can make your stay unsustainable.

What to do:

• Ask when and how much rent can be increased.

• Make sure it’s clearly stated in your lease.

9. Utilities and Other Fees Not Explained

Sometimes, landlords advertise “inclusive rent” but later add hidden charges for water, electricity, association dues, or parking.

What to do:

• Clarify if rent is inclusive or exclusive of utilities.

• Ask for a breakdown of monthly costs before you commit.

10. Pressure to Sign Immediately

If a landlord pushes you to sign on the spot, it could be because they don’t want you to discover issues.

What to do:

• Take your time to review the lease.

• Walk away if you feel pressured.

Extra Tips for Filipino Renters

• Know your rights: Familiarize yourself with the Philippine Rent Control Act if the property falls under it.

• Document everything: Take photos of the property before moving in and after moving out.

• Trust your instincts: If something feels off, it probably is.

Renting in the Philippines can be smooth and stress-free if you know what to watch out for. A clear lease, fair payment terms, transparent rules, and a trustworthy landlord are the foundations of a good rental experience. By spotting these rental red flags early, you can avoid costly mistakes and protect your peace of mind.